
Acess funds before
you get your salary
Get access to loans with our consumer credit scheme which is available to staff of pre-approved private and public organizations.


UCee’s Salary Loan is a consumer credit scheme which is available to staff of pre-approved organizations. It will give qualified staff access to short- and medium-term funds. It allows you cater for immediate and lifestyle needs without hassles.
- Access loans at competitive rates
- Considerate and convenient repayment
- Quick and flexible
- Same day disbursement

Salary Loan Features
Minimum Loan Amount
N100,000
Maximum Loan Amount
N5,000,000
Minimum Tenure
3 Months
Maximum Tenure
12 Months
Pricing
Interest Rate(Variable) (per month)
2.5% (Internal)
3.25% (External)
Management Fee (One-off, payable upfront)
1% (Internal)
1.5% (External)
Insurance Fee (per annum)
0.9% (Internal)
0.9% (External)
Debt Burden Ratio Repayment Model
*Maximum of 33.3%
*Direct Debit Mandate or Deduction at source